Funding Programs

Seize the opportunity to take charge of your financial future by booking an appointment with our loan experts. Experience the swift, powerful solutions that can transform your dreams into reality.

Equipment Financing

Growing your business can be challenging, especially when funding is limited. Even with a successful product or service, consistent reinvestment is essential to fuel growth. That’s why we’re here to support you with our equipment leasing services. By choosing us for your equipment financing, you preserve your cash, credit lines, and cards, freeing up resources for other business needs.

No longer will equipment delays hold back your business's potential. Equipment leasing comes with several benefits: it offers tax advantages, is faster than traditional bank financing, and can be treated as a monthly expense instead of debt. Plus, our leases cover 100% of the equipment costs, including installation and training.

For small and medium-sized businesses looking to expand without straining cash flow, equipment leasing is a smart, flexible solution. Contact Sosa Services today to explore how we can help fuel your growth!

Working Capital

At Sosa Services, we’re dedicated to empowering small and medium-sized

business owners with financing solutions that enable them to grow on their own terms. We offer a range of options—small business loans, ACH products, and lines of credit—designed to provide the working capital businesses need to achieve their goals.

Whether you’re waiting on payments from clients or insurers and need a bridge loan to start new projects, or you want to leverage capital to buy inventory at a discount, Sosa Services is here to help. We understand that many businesses require periodic cash flow injections to keep operations running smoothly, and we’re ready to support you with competitive rates and flexible options.

Simply fill out our short application, and a Sosa Services team member will connect with you shortly. Once we understand your business’s unique needs, we’ll walk you through our straightforward process. With loan terms from 3 months to 10 years and rates starting at just 3.5%, we’re committed to helping you discover how a working capital boost can support your success. Reach out today to get started!

SBA Loans

In today’s competitive market, small businesses need more than hard work, a great product, and excellent service—they need readily available capital. From marketing and branding to legal fees, inventory, and equipment, the list of business expenses is extensive. If you’re like many of America’s 28 million small business owners, you may have started with a loan from a friend, investor, or bank, recalling the limits and restrictions on that initial capital. Traditional banks and conventional loans are often the first stop for funding, but they usually require substantial collateral and liquidity from the borrower.

That’s where Sosa Services comes in. Together with the Small Business Administration (SBA), we offer small business owners access to financing through the SBA 7(a) and SBA 7(a) Express programs for working capital, debt refinancing, and more.

How to Get Approved Obtaining a small business loan can be challenging due to tightened regulations and stricter standards. Since the 2007-08 financial crisis, less than half of small business loan applications are approved. If you’ve faced obstacles in securing funding, we has good news. Our team understands the challenges small businesses face, and we’re here to help. With guidance from our seasoned processors and account managers, we’ll streamline the process for your SBA loan, providing all the support you need to get started.

Apply Online and Get Started Our online application makes it quick and easy to get started. With Sosa Services, collateral requirements are minimal, and high credit scores aren’t always necessary. We offer flexible business loan options, including working capital loans, merchant cash advances, and SBA loans, each customized to suit your funding amount and preferred term length.

10 Reasons to Choose Sosa Services

  1. Approval even when others can’t

  2. Streamlined, fast loan processing

  3. Funds available in seven days or less

  4. Easy application with quick credit decisions

  5. Up to $150,000 with basic information

  6. Credit lines up to $2 million

  7. Flexible cash options

  8. Freedom to use your loan as needed

  9. Flexible approvals—perfect credit not required

  10. Personal support from your own dedicated agent

With Sosa Services, securing a business loan is straightforward. Submit your application online, and one of our knowledgeable specialists will connect with you to discuss your needs. Once approved, you could receive your funds in as little as seven days. Join the thousands of businesses we’ve helped—let Sosa Services get you the funding your business needs to succeed.

Business Line of Credit

Flexible Business Lines of Credit with Sosa Services

At Sosa Services, we provide business lines of credit that give small and medium-sized businesses the flexibility to access capital as needed. This type of financing supports day-to-day operations, covers seasonal expenses, and allows you to seize growth opportunities without the commitment of a full loan.

Benefits of a Business Line of Credit

Our business lines of credit offer flexible repayment terms, competitive interest rates, and ongoing access to funds as you repay. Use it to cover cash flow gaps, purchase inventory, or manage unexpected expenses—no restrictions on how you use the funds. Here’s what you get with Sosa Services:

  1. Quick application and fast access to funds

  2. Flexible credit limits and repayment terms

  3. No collateral required

  4. Credit lines up to $250,000 with revolving access

  5. Dedicated account support

Get Started Today

Applying is easy. Complete our short online application, and our team will guide you through the process. Once approved, you’ll have the funds you need to grow your business on your terms.

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